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    <lastmod>2021-11-29</lastmod>
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      <image:title>About - Meet Monika</image:title>
      <image:caption>MONIKA WILK - EXECUTIVE FINANCIAL CONSULTANT Monika Wilk is one of the halves that makes up the leadership of Wilk Grzadka Group. She is a Senior Financial Advisor who specializes in working with high net worth individuals to provide exceptional financial planning services. Monika started her career at TD Canada Trust where she developed her financial planning knowledge and expertise. Since then, Monika moved on to open her own practice in Wilk Grzadka Group at IG Private Wealth Management, which she has run successfully for over 16 years. Monika builds comprehensive financial plans for her clients and specializes in various strategies including, CIRP’s, IPP’s, RCA’s and Trusts. Monika holds a degree in Economics with a specialization in Finance from the University of Waterloo.</image:caption>
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      <image:title>About - Meet Martin</image:title>
      <image:caption>MARTIN GRZADKA, B.A. FINANCE &amp; ECONOMICS - SENIOR FINANCIAL CONSULTANT Martin Grzadka is one of the entrepreneurial spirits behind Wilk Grzadka Group. He has a passion for leadership, marketing and public service. He and his wife and business partner, Monika, live in Burlington, Ontario with their two sons. Martin believes that there are four pillars to freedom: Wealth, Time, Relationships and Purpose – and that most people must sacrifice some of these things to obtain the others. He loves what he does because he views it as a means of helping people achieve all four of these pillars. Martin prides himself on working hard to provide thought leadership for physicians, dentists and business owners.</image:caption>
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    <loc>https://www.wilkgrzadkagroup.com/contact</loc>
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    <lastmod>2023-12-22</lastmod>
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  <url>
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  <url>
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    <lastmod>2024-04-16</lastmod>
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      <image:title>Our Team - Meet Scott SCOTT CLEWS-HUNT, CFP, CIM, FCSI - SECURITIES SPECIALIST</image:title>
      <image:caption>Scott joined IG Wealth Management in April 2012, and is located at 10 Horseshoe Cres, Waterdown. Scott started his career in the financial services industry in 2002. Prior to joining IG, he worked with a capital markets firm in downtown Toronto. Scott also has experience as a Proprietary Equity Trader, trading on the North American stock exchanges. Scott received his Bachelor of Arts in Finance from Northwood University, Michigan. He holds the Charter investment Management designation (CIM), is a Fellow of the CIS (FCSI) and a Certified Financial Planner (CFP) professional. Scott spends his hours beyond the office coaching his kids soccer team, running and skiing.</image:caption>
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      <image:title>Our Team - Meet Monika MONIKA WILK, B.A., CFP, RRC - PARTNER</image:title>
      <image:caption>Monika Wilk is a founder and partner at Wilk Grzadka Group.  As part of her work, Monika leads physician specialists, dentists, and business owners through an integrated wealth planning process. She helps her clients understand the complexities of their current situation in order to effectively uncover opportunities and potential challenges ahead.  Her deep experience in CIRP’s, IPP’s, RCA’s and Trusts provides Monika with great professional and personal satisfaction knowing that she plays an integral part in her client’s goal achievement as part of a multi-disciplinary team. Monika holds a degree in Economics with a specialization in Finance from the University of Waterloo.  She began her wealth management career at one of Canada’s five largest chartered financial institutions and in 2004 she pursued her dream of entrepreneurship by investing in her own practice, the Wilk Grzadka Group at IG Private Wealth Management.  Monika follows one of her passions for giving back and currently is a member of the Gift Planning Advisor’s Network at Joseph Brant Hospital.  Monika feels blessed to call Burlington home, where she raises her two active boys with her husband and business partner.  In her spare time she pursues her interests including pilates, tennis and personal development.  Monika cherishes her time exploring wineries and culinary delights that Niagara region has to offer and believes that her family and clients should and can Live. Wealthy.</image:caption>
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      <image:title>Our Team - Meet Chris CHRIS SIT, CFA - ASSOCIATE CONSULTANT</image:title>
      <image:caption>Chris is an Associate Consultant at WGG. He is an investment professional with almost two decades of experience working at some of the most notable firms in the industry. He has acquired an in-depth knowledge of financial markets over the years as an Investment Analyst, Equity Product Manager, and Associate Portfolio Manager. Chris’ primary role on WGG team is the monitoring, creating, expanding and advising on client’s investment portfolios. He is always being proactive watching the markets and understanding  the current economic state in order to find new opportunities catered to each client’s unique situation. Chris has a Masters degree in Economics from York University and has been a Chartered Financial Analyst (CFA), charter holder since 2002. When not at work, Chris enjoys spending time with his active family, reading a good finance book, teaching and practicing martial arts.</image:caption>
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      <image:title>Our Team - Meet Michelle MICHELLE ROBINSON, BA - Executive Assistant</image:title>
      <image:caption>Michelle Robinson is an Executive Assistant and is a major contributor bringing organizational precision and brilliant customer experience and support to Wilk Grzadka Group.  Michelle is the first point of contact for all client communication within the practice.  Her primary focus is on managing the day-to-day operations and execution of client related business. Michelle’s ability to set deadlines and complete them on time and in full is a big part of what allows us to achieve high-touch client service excellence.  Michelle has a Bachelor of Arts degree from the University of Toronto and has extensive experience in customer service in the financial industry. When Michelle is not working, she loves spending time with her beautiful family, travelling abroad, cooking and reading a good book.</image:caption>
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      <image:title>Our Team - Meet Martin MARTIN GRZADKA, B.A., RRC - PARTNER</image:title>
      <image:caption>Martin Grzadka is a founding partner and one of the entrepreneurial spirits behind the Wilk Grzadka Group. He is the lead advisor of the asset management team with a focus on tax planning for incorporated physicians, dentists and business owners. Martin holds a degree in Economics with a specialization in Finance from the University of Waterloo.  He is a thought leader, advocate and sought-after speaker, having delivered over 500 advanced financial planning workshops for incorporated professionals and entrepreneurs. From a young age, he focused his desire and knowledge on wealth creation, sustainability, and the freedom it delivers. Working with a small group of clients, he is proud to help enable their own four dimensions of true freedom (Wealth, Time, Family and Purpose).  His mission is to help his clients live fully, while putting their families first. Martin is a proud father to two sons and his personal passions include: Public service and sailing.  He also plays guitar, speaks five languages, and enjoys maintaining a health focused lifestyle.</image:caption>
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    <lastmod>2022-03-24</lastmod>
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    <loc>https://www.wilkgrzadkagroup.com/medical-professionals</loc>
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    <lastmod>2023-11-13</lastmod>
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    <lastmod>2022-06-01</lastmod>
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  <url>
    <loc>https://www.wilkgrzadkagroup.com/index</loc>
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    <priority>1.0</priority>
    <lastmod>2024-10-22</lastmod>
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      <image:title>Home - Medical Professionals</image:title>
      <image:caption>We specialize in helping physician specialists and dentists to achieve immediate and future-proofed generational wealth. We understand the big dreams, but also the burden of busy schedules, conflicting priorities and daily decisions that impact lives. Medical professionals have unique needs, the complexities of tax, accounting and financial management are real, as are the fears of missing out on opportunities to accelerate your returns. We understand and we can help.</image:caption>
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      <image:title>Home - Business Professionals</image:title>
      <image:caption>It’s lonely at the top. We know that your business is part of you. We understand that business owners must balance demands on their time, energy and finances. Ultimately, our job is to streamline your priorities and help you create a lifelong pay cheque, while providing you with the time to build a lasting legacy.</image:caption>
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      <image:caption>“I believe that a thriving family is the true definition of wealth.  As a proud parent of two young boys, I understand the motivation and obligation to transfer strong family values and wealth from one generation to another. It’s my mission to help families build their own legacy of shared happiness and financial independence. Professionally, I am honoured to have the opportunity to bring that passion and purpose to what I do everyday.” MONIKA WILK, B.A., CFP, RRC - PARTNER</image:caption>
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      <image:caption>“I believe that the idea of “living wealthy” has meaning far beyond achieving financial independence. I have learned that the true power of financial freedom is to fuel a life filled with purposeful possibilities for my clients and their families.  It’s my mission to be a voice for financial literacy, so that my clients &amp; the next generation can live life on their own terms.” MARTIN GRZADKA, B.A., RRC - PARTNER</image:caption>
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    <lastmod>2022-03-24</lastmod>
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    <lastmod>2022-03-24</lastmod>
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      <image:title>About Us (Copy) - Our Story</image:title>
      <image:caption>Since 2004, WGG has been dedicated to serving successful Canadian families, transforming their lives by helping them achieve clarity and confidence through personalized wealth management service excellence so that they can put their family first. As a result, achieving total freedom in wealth, time, relationships and purpose so that they can live fully. We take pride in knowing that we help professionals achieve their biggest dreams and becoming best physician, parent and partner they can be.</image:caption>
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      <image:title>About Us (Copy) - Our 360º Model</image:title>
      <image:caption>Our practice is built on one simple foundation - that our clients' growth and success is what matters most. We are passionate about fostering long-lasting relationships that are built on transparency and trust. We distinguish ourselves by offering our clients 4 pillars of delivery: Customized service under the IG Private Wealth Management model;  A dedicated Chartered Financial Analyst (CFA) to deliver professional analysis;  A Chartered Life Underwriter (CLU) for insurance solutions to protect and grow your wealth and a Certified Financial Planner (CFP) to develop an annual financial plan in collaboration with your accountant. Our team of experts works collaboratively with our clients to focus on building and strengthening the foundation for which you and your loved ones can thrive, now, and for years to come. We live our values and believe that trust, transparency, and open communication, are essential. We take great pride in proactively serving and advising our clients, always on a look out for new opportunities for them so that they can focus what’s important, their own family and their own clients.</image:caption>
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      <image:title>About Us (Copy) - “I believe that a thriving family is the true definition of wealth.  As a proud parent of two young boys, I understand the motivation and obligation to transfer strong family values and wealth from one generation to another. It’s my mission to help families build their own legacy of shared happiness and financial independence. Professionally, I am honoured to have the opportunity to bring that passion and purpose to what I do everyday.”</image:title>
      <image:caption>MONIKA WILK, B.A., CFP, RRC - PARTNER</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/613abc05b76a32726d89a9af/a92d0789-1ac3-44fa-ba40-30934a7455ac/WGG_Martin.jpg</image:loc>
      <image:title>About Us (Copy) - “I believe in living free and creating a life that provides flexibility of choice and wealth for those I serve. I learned early on that the only way for my family to live life on our terms, was to become financially free. My purpose is to help others to truly, LIVE FREE. I’m proud that professionally, I have the honour to do this every day.”</image:title>
      <image:caption>MARTIN GRZADKA, B.A., RRC - PARTNER</image:caption>
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      <image:title>About Us (Copy)</image:title>
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      <image:title>About Us (Copy)</image:title>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>“Through our unique Family Office structure, we proudly partner with leading Tax, Legal and Insurance experts to deliver an exceptional experience for our clients. We offer the flexibility to deliver these resources for you, or alternatively, we can work with your own trusted providers to integrate our processes to get you the best outcome possible. Our approach is proactive, and our clients always receive relevant, in-the-moment, personalized advice.” MONIKA WILK, B.A., CFP, RRC - PARTNER</image:caption>
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      <image:caption>“Our exclusive group of clients benefit from an evidence based, multi-disciplined approach that is the basis of our customized client financial plans. WGG active asset management process and proprietary modelling system for incorporated professionals is core to delivering superior after-tax returns that exceed industry average and help our clients reach their freedom point earlier.” MARTIN GRZADKA, B.A., RRC - PARTNER</image:caption>
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      <image:caption>Do you have ideas but don’t know how to solidify your thoughts together? In this class, we teach you how to piece-meal thoughts together to define what would make a solid business idea.</image:caption>
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      <image:caption>Taking the next step in creating a business: your business model. How does your business idea begin and how do you outline your goals and strategic planning from 1 year to 5 years from now.</image:caption>
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